Many Texas drivers take a defensive driving course to dismiss a ticket or save money on insurance. But one of the most common questions is whether defensive driving actually removes points from your driving record.
The Short Answer
Texas does not currently use a point system for standard driver’s licenses. As a result, defensive driving does not “remove points” in Texas the way it might in other states.
Why Do People Talk About “Points” in Texas?
Texas previously used the Driver Responsibility Program, which assigned points and surcharges for certain violations. That program ended in 2019.
Even though the point system no longer exists, many drivers (and even some insurers) still use the word “points” as shorthand for traffic violations or convictions.
What Defensive Driving Actually Does in Texas
While defensive driving does not remove points, it can still provide important benefits when used correctly.
- Ticket dismissal: If you are eligible and complete a court-approved defensive driving course, your ticket may be dismissed.
- Avoid a conviction: Dismissal typically prevents the ticket from appearing as a standard moving violation on your driving record.
- Insurance discounts: Many insurers offer discounts for completing a defensive driving course.
Does Defensive Driving Keep a Ticket Off Your Record?
When defensive driving is approved by the court and all requirements are met on time, the goal is to avoid a conviction being reported.
This can help protect your driving record and may reduce the risk of insurance rate increases, depending on your provider.
Will Insurance Still See the Ticket?
Insurance companies use their own underwriting guidelines. While a dismissed ticket is generally better than a conviction, insurers may still review driving history differently depending on your policy and provider.
Completing defensive driving can also qualify you for an insurance discount, which is separate from ticket dismissal.
Who Is Eligible for Defensive Driving in Texas?
Eligibility is determined by the court handling your ticket. Common eligibility rules include:
- You must hold a valid non-commercial Texas driver’s license
- The offense must be eligible for dismissal
- You typically cannot have taken defensive driving for dismissal within a recent time period
Always follow the specific instructions and deadlines provided by the court.
So, Is Defensive Driving Still Worth It?
For many drivers, yes. Even without a point system, defensive driving can help dismiss eligible tickets, protect your record, and lower insurance costs.
Note: This page is for general information only. Court rules, eligibility, and insurance policies can vary by situation.